Membership Plans

As a NMC Member, you have access to emergency road service 24 hours a day in the United States and Canada. In Mexico, Emergency Roadside Assistance services are available through member reimbursement only. Your membership covers you and any vehicle you are driving, as long as the type of vehicle is covered as explained.

The Emergency Roadside Assistance benefit provides up to $100 per disablement for the following covered services provided by a commercial garage, locksmith, or tow provider:

Towing– NMC will tow your covered vehicle to a location of your choice. Delivery of emergency fuel/fluids– NMC will arrange for the delivery of fuel to the covered vehicle, except where prohibited by law. Jump start/battery boost– NMC will arrange for a simple jump-start of the covered vehicles drained battery. Only batteries used to start the vehicles engine are covered. Changing a tire– NMC will arrange for the changing of a flat tire on a covered vehicle using the vehicles working spare tire. Lockout/locksmith– NMC will arrange for locksmith services to assist with opening the door of a covered vehicle and/or obtaining a replacement key. Winching/vehicle extraction– NMC will arrange for the extraction by winch services of a covered vehicle that is within 100 feet of a maintained roadway. Delivery/installation of parts– When arranging any of the previously listed emergency roadside services, if it is determined that parts may need to be delivered to the site and/or may need to be installed, NMC will arrange for parts to be delivered and installed.

Covered Vehicles
NMC offers Emergency Roadside Assistance services for single rear-axle, two or more wheeled registered and licensed motor vehicles used for private, on-road transportation, including passenger vehicles, motorcycles, RVs and light trucks. Trailers of any kind are covered for tire change service only.

Commercial vehicles, dirt bikes, and ATVs are not eligible for coverage. Vehicles that have been submerged in water, or have been off-road and are not on a maintained roadway are not covered for Emergency Roadside Assistance.

The Emergency Roadside Assistance benefit does not provide coverage for non-members who drive your car, or for the cost of a tire, battery, parts, gasoline, or service while at an auto repair shop or service station, or for more than one tow per disablement. This is an emergency benefit and is not intended to underwrite any business expense or substitute for regular vehicle maintenance. An emergency situation does not include replacement of windshields, installation or removal of chains, snow tires, service for an unlicensed vehicle, impounded vehicle, or a vehicle in unsafe condition.

This benefit does not cover acts of nature such as flooding, hurricanes, or tornados. Members who are also owners, operators, or employees of a commercial garage, locksmith, or tow provider may not use that company to provide services for themselves or other members on their membership. NMC can assume no liability for any damage to the members vehicle (including personal items left in the vehicle) or property resulting from the rendering of services. Any claims must be filed against the independent service provider.

NMC will reimburse you up to $500 for travel expenses when you are driving or riding 100 miles or more from your home in a vehicle that is disabled due to a collision accident.

The following travel expenses are eligible for reimbursement:

Expenses incurred in the first seven (7) days after the date of the accident for: Meals Commercial transportation tickets Hotel or motel rooms Up to seven (7) days vehicle rental expenses that are incurred within 30 days of the accident

When the collision accident occurs less than 100 miles from home, Security Shield Members can be reimbursed for up to five (5) days vehicle rental expenses that are incurred within 30 days of the accident, subject to $250 maximum benefit.Benefits vary based on your membership level. This benefit is not available to Security Shield members in Maryland.

“Collision Accident” means an actual collision with another vehicle or object, while the vehicle is being operated causing visible damage which requires immediate repairs. This does not include damage caused by a pothole or other road hazards. Benefits do not apply to parked vehicles, breakdowns, or mechanical failures. Vehicle rental must be from a licensed rental agency. Gas and optional insurance coverages are excluded. Food and lodging must be obtained by a commercial source.

Claims must be submitted within 12 months of the accident or loss. There is no time limit for Utah residents. One reimbursement per receipt.

NMC will reimburse you for expenses incurred to retain the attorney of your choice up to:

$200 to represent you for a speeding charge $200 to represent you for any other moving traffic law violations $500 to collect or file for injuries you receive in a multi-vehicle accident $500 to collect or file for damages when your vehicle is damaged by another vehicle $2,000 to represent you when you are in a vehicle accident and you are charged with negligent homicide or manslaughter

NMC does not pay fines or court costs, or attorney’s fees for license, parking or other non-moving traffic law violations, appeals, retainers, hit and run, or any drug or alcohol related charges.

This benefit is not available to Alabama, California or New York residents.
Reimbursement for fees to collect or file for injuries or damages is not available to Texas or Nevada residents.
Reimbursement for fees to represent you when charged with negligent homicide or manslaughter is not available to Maryland residents.

NMC will arrange up to a $25,000 bond to release you if you are the driver of the vehicle and charged with a moving traffic law violation such as speeding, negligent homicide, or manslaughter.

Bond coverage is limited by law in some states to $1,000 in FL, GA, MT, OR, TN; $500 in CT, MA, NJ, OK, WV; $300 in AZ, AL; $200 in AR, IA, ID, KY, LA, MI, MS, NE, NM, OH, PA, TX, WI; $105 single, $300 multiple offenses in IL. Bond coverage is not available to residents of Cook County, IL. Bond coverage is not available in Mexico.

NMC will provide up to a $5,000 reward when your vehicle is stolen. The reward will be paid to the law enforcement agency or person responsible for information leading to the arrest and conviction of the thief. The reward will be based on the vehicle’s current market value, not to exceed $5,000. This reward is not payable to you or your family, or other members on your NMC membership. The reward does not cover vandalism or items stolen from inside your vehicle.

Pharmacy Discount Program (Open Formulary)
Through this program, NMC Members have access to:

Discounts of 20% to 60%* off the retail prices on many generic prescription drugs An average savings of 20% to 40%* off brand name prescription drugs No limits on quantities Discounts available at over 58,000 national chain, regional chain, and independent pharmacies including: Albertson’s, CVS, Duane Reade, K-Mart, Kroger, Longs Drugs, Medicine Shoppe, Osco, Publix, Rite-Aid, Safeway, Target, Walgreens, Wal-Mart, Winn-Dixie, and many more.

* Savings depend on medication type and quantity and are subject to change without notice.

Mail Order Pharmacy Discount Program
Use the mail order pharmacy discount program to purchase up to a 90-day supply of your maintenance prescriptions.

Vision Care Discount Program

Save 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons Visit participating retailers such as LensCrafters®, Sears Optical®, Target Optical®, JCPenney® Optical and most Pearle Vision® locations Choose from more than 65,000 providers in over 26,000+ locations Laser Vision Correction: Save 5% to 15%** off LASIK or PRK from U.S. Laser Network Contact Lenses: Save 15% off the retail price on cenventional contact lenses.

** Since LASIK or PRK vision correction is an elective procedure, performed by specially trained providers, this discount may not always be available from a provider in your immediate location.

This is NOT insurance. Not all discounts available at all providers. Members must pay for products or services at the time they are purchased. This program will provide savings over the normal cost.

Member will receive a 20% discount on those items purchased at participating providers that are not specifically covered by this Discount design. The 20% discount may not be combined with any other discounts or promotional offers, and the discount does not apply to EyeMed Providers professional services, or contact lenses. Retail prices may vary by location.

Limitations/Exclusions

Orthoptic or vision training, subnormal vision aids, and any associated supplemental testing Medical and/or surgical treatment of the eye, eyes, or supporting structures Corrective eyewear required by an employer as a condition of employment, and safety eyewear unless specifically covered under plan Services provided as a result of any Worker’s Compensation law Discount is not available on those frames where the manufacturer prohibits a discount